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For the first time in more than 40 years, data from Freddie Mac’s weekly Primary Mortgage Market Survey shows the average 30-year fixed rate mortgage falling below 4 percent, dropping to 3.94 percent nationwide. It’s the lowest average 30-year fixed reading in the survey’s history. . . . → Read More: Freddie Mac : Mortgage Rates Sub-4 Percent  If you’ve ever considered a 15-year loan term, it’s a terrific time to talk to your lender. According to Freddie Mac’s weekly mortgage rate survey, the 15-year fixed rate mortgage is at its lowest point in history. . . . → Read More: Choosing A 15-Year Fixed Rate Mortgage Over A 30-Year Fixed Rate Mortgage For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates. . . . → Read More: Adjustable-Rate Mortgages Starting To Adjust Higher One week after posting its lowest mortgage rate in 50 years, Freddie Mac reports that the 30-year fixed rate mortgage rose by an average of 7 basis points nationwide this week to 4.22 percent. . . . → Read More: Mortgage Rates Bounce Off All-Time Lows; The Start Of A Trend? Mortgage rates and the Fed Funds Rate are two different interest rates; completely disconnected. Here’s a chart that proves it. . . . → Read More: Mortgage Rates Don’t Move With The Fed Funds Rate According to Freddie Mac’s weekly Primary Mortgage Market Survey, the national, average 30-year fixed rate mortgage fell to 4.39% this week — the lowest 30-year fixed reading since November 18, 2010. . . . → Read More: Mortgage Rates Make New 2011 Lows The interest rate differential between fixed-rate and adjustable-rate mortgages continues to widen and has now reached historic levels. There’s never been a better time to lock an ARM. . . . → Read More: 5-Year ARM Falls To Historic Lows Mortgage rates have dropped 8 weeks in a row. Not even last year’s Refi Boom produced an 8-week winning streak. This season’s streak is historic. . . . → Read More: Is This The Start Of A Refi Boom? Mortgage Rates Fall For 8 Straight Weeks. In this back-to-basics interview, you’ll learn some mortgage planning basics to help you get smarter with your next home loan — purchase or refinance. . . . → Read More: Do You Know What Questions To Ask Your Lender? Mortgage rates across the state are near year-to-date lows, but locking them in this week may be difficult. . . . → Read More: Memorial Day Messes With Mortgage Rates |
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